To the people affected by Yoko Village,
I am writing to put forward my proposal for a meaningful path toward repayment and resolution.
I know that people invested money, trust, and hopes in Yoko. I know that what followed caused disappointment, uncertainty, and, for some, financial hardship. I do not expect anyone to forget that, and I understand that intentions alone cannot repair the outcome.
But I want you to understand why I am making this offer.
About my earlier offer
In the past, I offered to transfer my remaining equity in two of the projects to the community members involved. I asked for one condition: a written agreement, signed by everyone involved, releasing me from legal liability relating to those projects.
I waited approximately a year for that agreement. We were unable to obtain the signatures and releases from everyone, and I eventually withdrew the offer. I understand that this may have caused further disappointment.
Withdrawing that offer did not mean I had abandoned my intention to make things right. The proposal I am making now is a different path toward that same intention.
What happened, from my perspective
When we began, the land was raw. Access, permits, and individual titles still needed to be secured. We worked to move that vision forward. Individual titles were obtained, infrastructure work was undertaken, and development began. Those achievements were real, even though the project ultimately fell far short of what we hoped to create.
From my perspective, the project also faced circumstances whose scale and consequences I did not foresee, including municipal opposition following the change in mayor and disputes involving neighbors. I also relied on lawyers, engineers, and other advisers for permits, legal structure, and titles. Some of that advice led to decisions that hurt the project. The decisions were still mine to make.
I recognize that others may see parts of this history differently. This proposal is not an attempt to settle every disagreement about the past.
What I can say sincerely is that I gave this project everything I could. I acted in good faith and tried to manage an increasingly difficult situation as best I knew how. That does not mean every decision was perfect. I have learned lessons, and I continue to grow from them.
I no longer live in Costa Rica. I left behind a great deal and had to rebuild my life from a very low point. I could continue forward accepting that ventures sometimes fail and investments sometimes lose value. But the fact that I can move forward does not mean I have stopped thinking about the people who believed in me.
This offer comes from that place. It is a choice grounded in conscience, not fear.
People have said deeply painful things about me. I know the intentions I brought to this project and the effort I made. At the same time, my own peace does not erase anyone else's pain.
For me, this is about integrity, responsibility, and what I personally understand as karma: how we choose to act when life gives us an opportunity to do something meaningful.
Where the repayment would come from
I am building a new business with a co-founder.
I understand that saying "I am building something new" is not enough to establish credibility. Before asking anyone to sign, I will provide a concrete presentation of the business, its current stage, its team, its revenue model, and the supporting corporate documents available at that time. I will distinguish clearly between what has already been completed and what remains planned.
I am not asking you to invest additional money in this venture or to promote it as a condition of participation.
1. My personal pledge
I propose to put a defined share of what I personally receive from this business toward repayment. It would be funded only from the dividends or other shareholder distributions that I personally receive from my ownership.
This commitment would come entirely from my own share. It would not take any portion of the distributions belonging to my co-founder or to other investors.
The exact share, and how it is calculated, would be set out in the presentation and in each signed agreement. Actual payments would be limited to the funds available from my own distributions. If those funds are insufficient, payments would be lower. The signed agreement must specify whether, and how, any shortfall carries forward.
Participants would receive defined contractual payment rights. They would not receive shares, voting rights, management authority, or ownership of the new company's assets.
2. Who could participate
Participation would be available to eligible holders of outstanding Yoko-related loans and eligible landowners who still own their qualifying land investment.
People who have already sold or otherwise lost their land would not qualify through the landowner route.
Each participating balance would be verified against agreements, payment records, and any repayments or recoveries already received. The same amount would not be compensated twice.
3. Lenders would be paid first
Payments would first be allocated to participating lenders until their agreed outstanding principal and interest have been paid in full.
I propose recognizing interest under the existing loan terms up to an agreed, documented cutoff date. After that date, interest would continue at an agreed rate until repayment.
Each agreement would specify the cutoff date, interest calculation, and verified balance.
Payments to participating landowners would begin only after the participating lenders have been fully repaid.
4. Landowners would keep their land until repayment
Participating landowners would keep their land while awaiting repayment of their agreed original investment amount.
Only upon full repayment of that principal would the land be transferred to me or an agreed recipient identified in the settlement. The final principal payment and land transfer would take place through a coordinated legal closing. I would cover the agreed transfer costs.
Any landowner interest allowance, including its rate, calculation period, and the date accrual stops, would need to be expressly agreed before signing. This letter does not set a landowner interest rate.
If agreed interest remains unpaid after the principal repayment and land transfer, it would continue to be payable through the settlement arrangement.
5. Reporting and realistic expectations
The agreement would define how the amount is calculated, the personal distributions available for payment, allocation among participants, and reporting of payments and remaining balances.
The company must be able to meet its operating obligations, taxes, and reasonable business needs before making lawful shareholder distributions.
I cannot guarantee a payment start date, a completion date, or that the business will generate enough funds for full repayment. This may take years, and there is a possibility that the available funds will be insufficient.
These limits must be clear from the beginning. My seriousness should be measured through a documented commitment, transparent reporting, and performance under the agreed terms.
Once every participating person's agreed principal and interest has been paid in full, the pledge would end. The future distributions covered by it would then belong entirely to me.
6. A defined resolution that protects the new venture
Participation would be voluntary and governed by a signed settlement agreement.
In exchange for the contractual payment rights, participants would agree to settle specifically identified historical civil claims, including agreed releases and steps to withdraw covered proceedings.
The timing and scope of those releases would be stated expressly. Everyone must understand what rights they are giving up and what payment rights they receive in return.
I will accept clear, enforceable obligations within the agreed framework. I will not sign open-ended guarantees or agreements that expose the new company, its assets, my co-founder, or other investors.
The agreement would preserve the right to enforce the settlement, obtain independent advice, comply with legal obligations, and communicate with authorities as protected by law.
I am seeking a defined resolution that allows everyone to move forward. Participation does not require forgiveness, agreement with my account of the past, or enthusiasm for my new business.
7. Next steps
If you would like to hear the proposal in detail, please email me at liran@yokovillage.com with the words:
"I'm interested in hearing your proposal."
I will invite interested people to a dedicated discussion and video call to explain the business, the proposed payment structure, and the process for verifying eligible balances.
Joining that discussion would not mean accepting the offer or giving up any rights.
This letter sets out my proposed settlement framework. It does not itself create a binding payment obligation, amend existing agreements, or release any claims. Binding commitments would arise only through finalized, signed agreements following independent legal review.
I cannot undo the past. But I can take seriously the opportunity to help repair its consequences.
I am making this effort because it matters deeply to me. I still dream of finding a way to make things better, and I am willing to put a defined part of what I build toward that purpose.
With care and determination,
Liran Jakob Rosenfeld
6 November, 2026